Terms and Conditions of Service

These terms set out your rights and obligations when using the neraviqolens.com subscription service. Please read them carefully before subscribing.

24 September 2025

Acceptance of Terms

By accessing or using our services, you accept and agree to these terms. If you do not agree, please do not use our website or subscription.

Definitions

Certain words in these terms have specific meanings as set out below.

• "Service" means the financial planning subscription offered by neraviqolens.com.
• "User" refers to any individual or entity accessing our website or services.
• "Advisor" means a certified staff member providing planning consultations to users.
• "Content" refers to all information, text, images, and materials on our site.

Service Use and Access

You may use the service for personal or business planning, subject to these terms. All advice is general and not tailored to any specific investment.

Eligibility

The subscription is available to individuals and businesses in Australia who are at least 18 years old and legally able to contract.

Proof of age or identity may be required.

Your Responsibilities

You must provide accurate information and keep your account details up to date.

• Keep your login credentials secure and confidential.
• Notify us of any unauthorised use of your account immediately.
• Use the service only for lawful purposes, in accordance with Australian law.
• Do not attempt to disrupt or compromise our systems or security.

Prohibited Uses

Certain activities are not allowed when using our site or service.

• Using the service for fraudulent or unlawful purposes.
• Posting or transmitting harmful, offensive, or misleading content.
• Attempting to gain unauthorised access to any systems or information.
• Reverse engineering or copying our technology or content.
• Reselling or redistributing our service without written permission.

Intellectual Property Rights

All content and materials on neraviqolens.com are protected by copyright and intellectual property laws. You may not copy, modify, or use them without permission.

User Content

You retain ownership of any content you submit, but grant us a license to use it for service delivery.

Privacy and Data Protection

We handle your personal data in line with our Privacy Policy. Please review it for details on how information is collected, used, and protected. Privacy Policy

Disclaimers and Limitations

Our service is provided on an as-is basis. We make no warranty regarding accuracy or suitability for your situation.

Limitation of Liability

We are not liable for any direct or indirect losses arising from the use of our site or service.

Indemnity

You agree to indemnify us against any claims resulting from your use of our site or service.

Dispute Resolution Process

If you have a concern, please contact us to resolve it informally first.

Governing Law

These terms are governed by Australian law and regulations.

Service Termination

We may terminate or suspend your access if you breach these terms or misuse the service.

Changes

Terms may be updated from time to time. Continued use means you accept any changes.

Severability

If any part of these terms is invalid, the rest remain in force.

Entire Agreement

These terms, plus our policies, form the whole agreement between you and neraviqolens.com.

Contact Information

For questions about these terms, reach out to our team.